Why do we pre-funding funerals?
Funeral pre-planning is an essential part of personal and financial planning. Pre-planning your funeral relieves your family of the financial responsibility and sets a budget for them to follow as they make decisions about the final details of the ceremony. Pre-planning safeguards life insurance benefits and allows you to pay for services you select in today’s dollars.
The law protects any investment made in a prefunded funeral agreement.
One Hundred Percent (100%) of funds deposited by you are held in trust.
We use and trust Homesteaders Life Company for all our Preneed Trust Funds. Homesteaders Life Company is a National Leader in Funeral Funding and Support. Founded in 1906 for the expressed purpose of providing funds for “final expenses,” Homesteaders has emerged as a national leader in funeral service funding. They’re respected for their integrity, the security of their products and their long-term commitment to funeral service. We trust that they’ll be there when our families need them most.
All documents we use for this Trust Program are in compliance with:
Funeral Director Law
Pennsylvania State Board Rules and Regulations
Federal Trade Commission
Pennsylvania “Plain Language” Law
PRENEED INSURANCE PROGRAM – Our funeral directors are licensed to sell preneed insurance with:
It is important for you to know that if a pre-need insurance program earns more than the guaranteed price of the funeral; Pennsylvania funeral directors are required to return any excess funds on insurance policies to your estate.
Please call with any questions or to set up an appointment.